Every Zakat question.
One knowledge base.
The most thorough Zakat resource in English. Every asset, every income type, every life situation answered with evidence from Quran and authenticated Sahih Hadith. Written for Muslims who want clarity, not approximations.
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You only need 5 guides to get started
These five cover 90% of situations. Everything else is for specific assets and edge cases.
Am I eligible?
Is Zakat due on you this year?
Answer four quick questions. You will know in under a minute.
Question 1 of 4
Do you own savings, gold, investments, or other wealth above everyday needs?
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When is your Zakat due?
Enter the date your wealth first crossed nisab and get your exact hawl completion date, days remaining, and whether paying in Ramadan works for your situation.
This is the date your hawl (one lunar year) began. If you are unsure, use the date you first started saving seriously or received a significant amount of wealth.
Most read
Popular guides
The guides most visitors start with. A good overview of what the knowledge base covers.
What is Zakat
Third pillar of Islam, 2.5% annual purification of wealth, eight recipient categories, and comprehensive Quranic evidence.
What is Nisab
The minimum threshold. Gold vs silver nisab, how it works, and how it affects whether Zakat is due on you.
When to Pay Zakat
Hawl explained in real life terms. How to choose your Zakat date, avoid timing mistakes, and handle paying in Ramadan.
Common Zakat Mistakes
Monthly calculation errors, nisab confusion, debt deduction mistakes, jewellery myths, and timing errors with Quran and Hadith.
Zakat on Cash and Savings
Bank balances, salary savings, accounts, cash equivalents, practical workflows, and worked examples.
Zakat on Gold
How to value gold, coins, bars, jewellery, and how gold connects to nisab. The essential guide.
Zakat on Investments
Stocks, ETFs, mutual funds, trading vs long term holdings, dividends, and simplified calculation approaches.
Zakat on Cryptocurrency
Bitcoin, Ethereum, altcoins, stablecoins, staking rewards, DeFi yield, NFTs, volatile prices, and authentic Quran and Hadith evidence.
Zakat on Salary
When salary is due, how to calculate, monthly vs yearly methods, deductions, and savings integration.
Quick answers
Most asked Zakat questions
Direct answers to what people search for most. Each links to the full guide for the detail.
Do I pay Zakat on my salary?
No, not on the salary itself. Zakat is on accumulated wealth. Whatever is left in your accounts after a full lunar year above nisab is what you calculate on.
Read full guide →Does my mortgage reduce Zakat?
The majority scholarly position says only your immediate monthly payment counts as deductible debt, not the entire outstanding balance.
Read full guide →Is pension Zakat due?
Most scholars say no Zakat while the pension is locked and inaccessible. When you can access it or withdraw it, it becomes zakatable.
Read full guide →Do I pay Zakat on gold jewellery?
It depends on the madhhab you follow. Hanafi and Hanbali say yes. Maliki and Shafi'i say not if genuinely worn regularly.
Read full guide →What is nisab right now?
Approximately £465 (silver) or £6,890 (gold) in GBP for February 2026. Check the Nisab Checker above for the latest figures.
Read full guide →Can I pay Zakat in Ramadan?
Yes, but only if your hawl has completed or you are paying early. Ramadan does not change when Zakat is due.
Read full guide →Does student loan debt reduce Zakat?
Majority position: only the current payment due counts, not the full balance. The minority position allows deducting the full balance.
Read full guide →Do I pay Zakat on cryptocurrency?
Yes. Crypto is zakatable at market value on your Zakat date if you have held it above nisab for a full hawl.
Read full guide →Quick reference
Is my asset zakatable?
Find your asset in the grid. Green means yes, grey means no, amber means it depends on your situation or school.
Browse all guides
Search or filter by category
Filter by category or type any asset to find exactly what you need.
Foundations
Start here. Nisab, hawl, who pays, and how.
What is Zakat
Third pillar of Islam, 2.5% annual purification of wealth, eight recipient categories, and comprehensive Quranic evidence.
What is Nisab
The minimum threshold. Gold vs silver nisab, how it works, and how it affects whether Zakat is due on you.
When to Pay Zakat
Hawl explained in real life terms. How to choose your Zakat date, avoid timing mistakes, and handle paying in Ramadan.
Who is Eligible for Zakat
The eight Quranic categories of Zakat recipients, family restrictions, verification methods, and authentic evidence.
How to Distribute Zakat
Direct vs organisational giving, verification methods, local vs international distribution, and proper practices.
Zakat Calculation Example
Multiple real scenarios each with a full breakdown table, final amount, and a calculator link to reproduce with your own numbers.
Common Zakat Mistakes
Monthly calculation errors, nisab confusion, debt deduction mistakes, jewellery myths, and timing errors with Quran and Hadith.
Zakat Myths Explained
Monthly payment myth, jewellery always exempt myth, Ramadan requirement myth, and 20+ misconceptions debunked with evidence.
Paying Zakat Incorrectly
Wrong calculation methods, ineligible recipients, timing errors, and exactly how to fix invalid Zakat.
Zakat vs Sadaqah
Mandatory vs voluntary, 2.5% vs any amount, eight categories vs anyone, annual vs anytime, and 15 key differences with evidence.
Zakat vs Tax
Religious vs civic obligation, 2.5% wealth vs variable income rates, spiritual purification vs public services, 20 critical differences.
Zakat vs Fitrah
2.5% wealth vs fixed amount per person, annual vs end of Ramadan, purifying wealth vs purifying fast, 15 critical differences.
Zakat vs Ushr
2.5% wealth vs 5 to 10% crops, annual vs harvest time, all Muslims vs farmers only, and 15 critical differences.
Zakat vs Kaffarah
Key differences, when each applies, expiation for broken oaths, fasting rules, and rulings from Quran and Hadith.
Zakat Without Nisab
When Zakat is still due without reaching the minimum threshold, agricultural produce, treasures, livestock exceptions.
Zakat Calculation History
From the Prophet's original nisab through classical jurisprudence to modern adaptations for currency and wealth.
Cash and Savings
Bank accounts, fixed deposits, digital wallets.
Zakat on Cash and Savings
Bank balances, salary savings, accounts, cash equivalents, practical workflows, and worked examples.
Zakat on Locked Savings
Fixed deposits, term accounts, notice period accounts, early withdrawal penalties, and maturity timing.
Zakat on Digital Wallets
PayPal, Venmo, Cash App, Wise multi-currency accounts, e-wallet cash calculation, and comprehensive examples.
Zakat on Mobile Money
M-Pesa, GCash, mobile wallets, e-money Zakat calculation, and Quran and Hadith evidence for digital currency.
Zakat on Gift Cards and Vouchers
Unused balances, store credit, expiration treatment, valuation methods, and Quran and Hadith evidence.
Gold and Silver
Jewellery, bars, coins, and precious stones.
Zakat on Gold
How to value gold, coins, bars, jewellery, and how gold connects to nisab. The essential guide.
Zakat on Silver
Silver jewellery, silver coins, silver bars, the 612.36 gram nisab threshold, and pure silver content calculation.
Zakat on Gold Jewellery
Personal use vs investment gold, scholarly positions on the jewellery exemption, calculating on 22k and 24k gold.
Zakat on Gold Savings
Physical gold bars, coins, bullion, allocated storage, calculating pure gold content, and the 87.48 gram nisab threshold.
Zakat on Silver Jewellery
Personal use vs investment silver, scholarly positions on the adornment exemption, and the 612.36 gram nisab threshold.
Zakat on Mixed Gold and Silver
Majority position of separate nisab calculation, minority combining approach, and practical methods for both.
Zakat on Gold Bars
Calculating Zakat on physical gold bullion, 24k bars, vault storage, and the 87.48 gram nisab threshold.
Zakat on Gold Coins
Sovereigns, Krugerrands, Britannias, pure gold content per coin type, and the 87.48 gram nisab.
Zakat on Diamonds
Why diamonds are not zakatable for personal use, the trade inventory exception, and separating diamond from gold values.
Zakat on Precious Stones
Universal exemption for rubies, emeralds, sapphires, pearls, and all gemstones for personal ownership.
Zakat on Jewellery for Personal Use
Scholarly difference on adornment exemption, majority vs strict position, genuinely worn jewellery, and wedding rings.
Zakat on Jewellery for Business
Calculating Zakat on jewellery inventory, wholesale valuation, trade goods at 2.5%, and business vs personal distinction.
Zakat on Jewellery for Women
Scholarly difference on adornment exemption, wedding rings, bridal sets, genuinely worn vs unused jewellery, majority vs strict positions.
Zakat on Bridal Jewellery
Wedding sets worn once then stored, mahr gold, genuine special occasion use vs permanent storage, and honest functional assessment.
Investments
Stocks, ETFs, mutual funds, sukuk, REITs.
Zakat on Investments
Stocks, ETFs, mutual funds, trading vs long term holdings, dividends, and simplified calculation approaches.
Zakat on Stocks
Share valuation methods, trading vs investment intent, dividend treatment, capital gains, portfolios, and unrealized profits.
Zakat on Shares
Company share ownership, public vs private shares, shareholding valuation, and employee share schemes.
Zakat on ETFs
Equity ETFs, SPY, QQQ, VTI, sector ETFs, leveraged ETFs, intraday trading vs long term holding, and closing price valuation.
Zakat on Mutual Funds
Index funds, actively managed funds, bond funds, target date funds, NAV valuation, and capital gain distributions.
Zakat on Index Funds
S&P 500 index funds, total stock market funds, Vanguard vs Fidelity vs Schwab, dollar cost averaging, and passive investing.
Zakat on Dividends
Cash dividends, stock dividends, DRIP plans, interim and final dividends, special dividends, and foreign dividends.
Zakat on Capital Gains
Unrealized gains are immediately zakatable at current market value. Why cost price is irrelevant to the calculation.
Zakat on Long Term Investments
Stocks held for years, ETFs, mutual funds, private equity, retirement portfolios, and growth investing vs income investing.
Zakat on Sukuk
Ijara, mudarabah, musharakah, and wakalah sukuk, market price vs face value, profit distributions, and Shariah compliance.
Zakat on Bonds in Islam
Why conventional bonds are haram, how to calculate Zakat if you hold them, and sukuk as halal alternatives.
Zakat on REITs
Equity vs mortgage REITs, Shariah screening criteria, calculating Zakat on REIT shares and dividends.
Zakat on Investment Portfolios
Calculating Zakat across stocks, funds, ETFs, crypto, gold and cash, portfolio rebalancing timing, and Shariah screening.
Zakat on NFTs
Investment vs personal use classification, digital art, collectibles, gaming NFTs, metaverse land, and illiquid NFT valuation.
Zakat on Private Equity Funds
2.5% on capital value, illiquid asset treatment, net asset value methodology, and distribution timing.
Zakat on Angel Investing
2.5% on portfolio value, failed startup treatment, illiquid equity valuation, and exit proceeds.
Zakat on Stock Options and ESOP
Vested vs unvested treatment, exercise timing, RSUs, incentive stock options, fair market value, and calculation methods.
Zakat on RSUs
Vesting date treatment, tax withholding shares, quarterly vesting schedules, market value calculation, and double-trigger RSUs.
Crypto and Trading
Bitcoin, DeFi, staking, forex, and trading accounts.
Zakat on Cryptocurrency
Bitcoin, Ethereum, altcoins, stablecoins, staking rewards, DeFi yield, NFTs, volatile prices, and authentic Quran and Hadith evidence.
Zakat on Bitcoin
BTC valuation at volatile prices, hardware wallets, Lightning Network, mining rewards, lost wallets, and partial BTC amounts.
Zakat on Ethereum
ETH valuation, staked ETH treatment, ETH 2.0 staking rewards, exchange holdings vs wallets, DeFi yield, and gas fees.
Zakat on Stablecoins
USDT, USDC, DAI, valuation at the $1 peg, algorithmic vs fiat-backed stablecoins, and interest-bearing stablecoin treatment.
Zakat on Crypto Trading Profits
Bitcoin and altcoin profits, unrealized gains, staking rewards, mining income, trading losses, and annual calculation.
Zakat on Staking Rewards
Ethereum staking, proof-of-stake earnings, locked vs unlocked rewards, auto-compounding, liquid staking, and DeFi protocols.
Zakat on DeFi Investments
Liquidity pools, yield farming, lending protocols, LP token valuation, impermanent loss, and locked rewards.
Zakat on Airdrops
When airdrops become zakatable, token valuation, locked vs unlocked tokens, NFT airdrops, and governance tokens.
Zakat on Forex Trading
Currency pairs, open positions, leverage, unrealized profits, margin accounts, Islamic permissibility, and annual calculation.
Zakat on Day Trading Income
Intraday profits, multiple daily trades, account equity, margin accounts, pattern day trading rules, and annual calculation.
Zakat on Online Trading Accounts
Brokerage platforms, multiple accounts, cash balances, retirement accounts, aggregation methods, and annual calculation.
Zakat on Crypto Earn Programs
Coinbase Earn, staking rewards, DeFi yield, airdrops, and Quran and Hadith evidence for crypto earnings.
Income and Salary
Salary, freelancing, pensions, and retirement.
Zakat on Salary
When salary is due, how to calculate, monthly vs yearly methods, deductions, and savings integration.
Zakat on Monthly Salary
Do you pay Zakat every month? The definitive answer: why monthly calculation is incorrect and the accumulation method explained.
Zakat on Income in Islam
When income becomes zakatable, salary vs business vs rental vs investment income, and the difference between income and wealth.
Zakat on Paycheck
Gross vs net paycheck, payment frequency, direct deposit, bonuses, deductions, and why per-paycheck calculation is incorrect.
Zakat on Freelancing Income
Irregular payments, platform fees, business expenses, unpaid invoices, payment processors, and the correct annual calculation method.
Zakat on Self Employed Income
Business profit vs revenue, inventory treatment, operating capital, accounts receivable, business assets, and deductible expenses.
Zakat on Business Salary
Employee income from business ownership, salary from your own company, draw vs distributions, and corporate structure obligations.
Zakat on Commission Income
Irregular payments, advances and draws, chargebacks, gross vs net commission, and the correct annual calculation method.
Zakat on Tips Income
Cash tips, credit card tips, pooled tips, tip jars, tipped minimum wage, accumulated savings from tips, and Quran and Hadith evidence.
Zakat on Bonus Income
Performance bonuses, signing bonuses, year-end bonuses, quarterly incentives, profit sharing, and how bonuses integrate with salary.
Zakat on Salary in USA
Federal and state taxes, 401k contributions, health insurance deductions, gross vs net salary, Social Security, and stock compensation.
Zakat on Salary in UK
PAYE tax deductions, National Insurance, workplace pensions, nisab in pounds, and the correct annual calculation method.
Zakat on Salary in Canada
CPP, EI, tax deductions, RRSP, TFSA, gross vs net salary, bi-weekly pay, and Quran and Hadith evidence for Canadian Muslims.
Zakat on Salary in UAE
Tax-free income, end of service benefits, housing allowances, gratuity, expat considerations, and multi-currency savings.
Zakat on Salary in Saudi Arabia
GOSI deductions, Saudi nationals vs expats, housing allowances, Saudization programs, and Hajj savings.
Zakat on Salary in Australia
PAYG withholding, Medicare levy, superannuation, salary packaging, HECS HELP repayments, and casual income treatment.
Zakat on Rental Income
When rental income becomes zakatable, gross vs net calculation, mortgage debt, vacancy periods, and authentic evidence.
Zakat on Pension
Workplace pension, 401k, pension income. Locked vs accessible pensions, defined benefit vs defined contribution, and withdrawals.
Zakat on Retirement Savings
401k, IRA, SIPP, and retirement accounts. Locked vs accessible savings, contribution treatment, and withdrawal rules.
Zakat on 401k
Accessibility rules, age 59.5 threshold, employer match, traditional vs Roth 401k, majority vs minority positions.
Zakat on IRA
Traditional vs Roth IRA, SEP IRA, SIMPLE IRA, age 59.5 accessibility, Required Minimum Distributions, and inherited IRA.
Zakat on Workplace Pension
UK auto-enrolment, Australian superannuation, defined benefit vs defined contribution, employer match, and pension age accessibility.
Zakat on Provident Fund
PF, EPF, and CPF accessibility rules, employer contributions, retirement withdrawals, vesting periods, and partial withdrawals.
Zakat on Superannuation
Accessibility rules, preservation age, employer contributions, salary sacrifice, SMSF, and transition to retirement for Australian Muslims.
Business
Inventory, e-commerce, partnerships, and SaaS.
Zakat on Business Inventory
Trade goods calculation, raw materials, work in progress, finished products, inventory valuation at cost vs market.
Zakat on Small Business
Retail inventory, trade goods at 2.5%, business cash and receivables, and universal consensus on small business Zakat.
Zakat on Online Business
E-commerce inventory at wholesale value, dropshipping models, digital products, PayPal balances, and 2.5% calculation.
Zakat on Ecommerce Business
Shopify and Amazon FBA inventory valuation, platform balances, marketplace fees, and wholesale cost calculation.
Zakat on Amazon Sellers
FBA inventory valuation at cost, Seller Central balances, reserves, multi-warehouse stock, and 2.5% annual obligation.
Zakat on Shopify Store
Inventory valuation at cost, Shopify Payments balance, fulfillment models, variants, and payment gateways.
Zakat on Dropshipping
Ownership transfer vs pure agency models, in-transit inventory valuation, business cash calculation, and platform-specific guidance.
Zakat on Service Business
No inventory Zakat, cash calculation, accounts receivable, work-in-progress valuation at cost, and client prepayments.
Zakat on Agency Business
No inventory Zakat, cash calculation, client retainers, project fees, work-in-progress at team costs, and receivables.
Zakat on Consultancy Income
Accumulated earnings from hourly, project, and retainer fees, receivables, advance payments, and expense deductions.
Zakat on Partnership Business
Individual partner calculation, ownership percentage allocation, shared assets, profit distribution, and silent partners.
Zakat on Business Income
Net profit calculation, business asset valuation, expense deductions, debt considerations, and methodology for entrepreneurs.
Zakat on SaaS Revenue
Subscription income treatment, deferred revenue rules, business asset valuation, and operating expenses for tech entrepreneurs.
Zakat on Manufacturing Business
Finished goods inventory, raw materials, work-in-progress, machinery treatment, and business assets method.
Zakat on Wholesale Business
Inventory valuation at wholesale prices, bulk stock treatment, accounts receivable, payment terms, and warehousing costs.
Zakat on Restaurant and Food Business
Inventory at wholesale cost, cash and receivables, equipment exemption, business debt deduction, and specific calculation methods.
Zakat on Construction Business
Materials inventory at cost, equipment exemption, work-in-progress valuation, receivables and retention, and business debt deduction.
Zakat on Transportation Business
Vehicle exemption for operations, trading inventory zakatability, fuel and parts valuation, and receivables treatment.
Zakat on Professional Practice
For lawyers, doctors, accountants: office equipment exemption, fee receivables, client retainers, and work-in-progress treatment.
Zakat on Stock in Trade
Trading goods vs investment assets, intention at purchase, market valuation, and Quran and Hadith evidence for merchants.
Zakat on Unsold Inventory
Unsold stock, dead stock, slow-moving inventory, warehouse goods valuation, and Quran and Hadith evidence.
Zakat on Shop Goods
Retail inventory calculation, merchandise valuation, stock in trade, seasonal inventory, consignment goods, and Muslim shop owners.
Zakat on Accounts Receivable
Bad debts treatment, aging receivables, doubtful collection, write-offs, and calculation methods for business receivables.
Zakat on Business Losses
How losses affect Zakat calculation, negative equity, loss carryforward, and Quran and Hadith evidence for business owners facing decline.
Debt
Mortgages, student loans, credit cards, and bills.
Does Debt Reduce Zakat
Complete Islamic guide: mortgages, credit cards, student loans, business debt, long-term vs short-term liabilities, and evidence.
Zakat on Loans Given
Recoverable vs non-recoverable loans, delayed repayment, family loans, business loans, and forgiveness treatment.
Zakat on Loans Taken
Do borrowed loans reduce your Zakat? Personal loans, mortgages, credit cards, student debt, business loans, and scholarly opinions.
Zakat on Personal Loan
Do you pay Zakat on borrowed money? Bank loans, family loans, emergency loans, wedding loans, and debt deduction rules.
Zakat on Car Loan
Do car loans reduce Zakat? Auto financing debt, leasing vs buying, monthly payments, and majority vs minority scholarly positions.
Zakat on Mortgage
Does mortgage debt reduce Zakat? Home loan treatment, conventional vs Islamic financing, equity, and majority vs minority scholarly positions.
Zakat on Home Loan
Do home loans reduce Zakat? Mortgage debt deduction, majority vs minority scholarly positions, and Islamic vs conventional financing.
Zakat on Credit Card Debt
Does credit card debt reduce Zakat? Immediate debt deduction, current vs statement balance, and revolving credit treatment.
Zakat on Student Loan
Does student loan debt reduce Zakat? Majority vs minority positions, Plan 1 and Plan 2 loans, federal loans, and deduction rules.
Zakat on Business Debt
Does business debt reduce Zakat? Accounts payable, trade credit, short-term vs long-term business loans, and inventory financing.
Zakat on Unpaid Bills
Do outstanding bills reduce Zakat? Rent arrears, utility bills, credit cards, phone bills, and immediate vs future obligations.
Zakat for Those in Debt
When to pay Zakat while repaying loans, debt deduction rules, mortgage Zakat, and Quran and Hadith evidence for indebted Muslims.
Property
Rental, buy-to-let, development, and land.
Zakat on Rental Property
Is the rental property building zakatable or just rental income? Buy-to-let treatment, intention at purchase, and property value assessment.
Zakat on Real Estate Investment
Rental properties, land held for appreciation, property flipping, buy-to-let portfolios, development projects, and mortgages.
Zakat on House for Rent
Buy-to-let properties, investment vs trading properties, mortgage debt, intention at purchase, and vacancy periods.
Zakat on House for Sale
Property flipping vs personal residence, trading inventory rules, intention at purchase, sale proceeds, and deposits.
Zakat on Property Under Construction
Construction in progress valuation, land plus building costs, personal residence vs trading inventory, and construction loans.
Zakat on Plots
Residential plots for construction, commercial plots for business, vacant plots held for sale, and plot purchase intention.
Zakat on Land
Agricultural land, vacant land held for investment, land for trading, residential plots, and commercial property land.
Zakat on Commercial Property
Office buildings and shopping centres. Rental income treatment, investment property valuation, and trade inventory distinction.
Zakat on Industrial Property
Factories and warehouses. Factory building exemption, warehouse rental income, and owner-occupied vs leased treatment.
Zakat on Vacation and Secondary Homes
Personal use exemption, rental income treatment, investment property valuation, and mixed-use classification.
Zakat on Timeshares
Vacation property treatment, personal use vs rental income, resale value assessment, points-based systems, and ownership vs usage rights.
Zakat on Property Development
Land banking, subdivision projects, development intent, raw land valuation, construction-in-progress, and rezoning appreciation.
Zakat on REITs vs Direct Property
REIT share valuation, dividend treatment, underlying asset methodology, direct property classification, and rental income comparison.
Special Situations
Life events, expats, inheritance, and edge cases.
Zakat for Women
Independent obligation from husband, calculating Zakat on personal jewellery, mahr, inherited wealth, and housewife savings.
Zakat on Mahr Money
Cash dowry received at marriage, saved vs spent mahr, delayed mahr, and complete independence from husband's Zakat.
Zakat on Savings of Housewife
Do housewives pay Zakat without income? Mahr savings, inherited wealth, household allowance savings, and independent obligation.
Zakat After Marriage
Individual spouse calculation, mahr money, joint accounts, wedding gold, shared finances, and separate 2.5% obligations.
Zakat After Retirement
Pension income, 401k and IRA accounts, Social Security, annuities, fixed income, and healthcare costs.
Zakat for Students
Part-time job income, savings accounts, student loans, gift money, scholarship treatment, and nisab calculation for students.
Zakat for New Muslims
Conversion date as Zakat start, previous wealth treatment, hawl beginning, first calculation timing, and step-by-step guidance.
Zakat During Unemployment
Savings depletion rules, unemployment benefits, nisab calculation, debt treatment, and Quran and Hadith evidence.
Zakat During Illness
Medical expense deductions, treatment savings, health fund Zakat, and Quran and Hadith evidence for Muslims facing medical crises.
Zakat for Divorced and Widowed
Alimony payments, inheritance, divorce settlements, and Quran and Hadith evidence for marital transition Zakat.
Zakat for Immigrants and Expats
Multiple currency holdings, foreign property, overseas investments, exchange rate conversion, home country assets, and methods.
Zakat for Minors and Children
Gifted money treatment, child savings accounts, Eid money, birthday gifts, guardian responsibilities, and calculation methods.
Zakat on Inheritance Received
Inherited money, property, jewellery, when inheritance becomes zakatable, hawl from receipt date, and combining with personal wealth.
Zakat on Gifts Received
Cash gifts, wedding money, birthday presents, when gift ownership transfers, and combining with existing wealth.
Zakat on Allowance Money
Household allowance, student stipends, when allowance becomes your property, and ownership vs temporary management.
Zakat During Hajj and Umrah
Pilgrimage savings, excess funds, travel expenses, and Quran and Hadith evidence for Muslims performing pilgrimage.
Zakat on Illegally Acquired Wealth
How to purify haram income, repent from unlawful earnings, and Quran and Hadith evidence for wealth purification.
Zakat on Gambling Winnings
Islamic ruling on haram wealth, disposal not Zakat, charity divestment, repentance requirements, and purification methods.
Zakat on Interest
How to purify riba, bank interest disposal, mixed halal-haram accounts, and Quran and Hadith evidence for interest purification.
Zakat on Interest-Bearing Accounts
How to purify riba, bank interest disposal, mixed halal-haram accounts, and Quran and Hadith evidence.
Zakat on Stolen Assets
No Zakat while stolen, obligation resumes upon recovery, back payment not required, and scholarly consensus.
Zakat on Lost or Missing Wealth
Mal al-Dimar scholarly positions, temporary vs permanent loss, recovery obligations, and deferred payment options.
Zakat on Endowments (Waqf)
No Zakat on endowed assets, income distribution rules, beneficiary treatment, trustee obligations, and classical vs contemporary positions.
Zakat During Economic Crisis
Asset devaluation, market crashes, business losses, and Quran and Hadith evidence for Muslims facing financial hardship.
Zakat During Hyperinflation
Valuing assets in worthless currency, gold vs cash, nisab in crisis, and evidence for Muslims facing economic devastation.
Zakat with Multiple Zakat Dates
Managing different asset acquisition dates, unified calculation date, separate hawl tracking, and simplification methods.
Zakat on Inflation-Adjusted Wealth
Purchasing power considerations, nominal vs real value, inflation impact on nisab, and wealth erosion.
Zakat on Foreign Currency Holdings
Exchange rate timing, conversion methods, fluctuation treatment, multiple currencies, and valuation date.
Zakat on Insurance Payouts
Life insurance death benefits, property insurance settlements, Takaful, inheritance timing, calculation, and evidence.
Zakat on Legal Settlements
Court awards, compensation payments, damages, injury settlements, timing, calculation, and debt deduction.
Zakat on Tax Refunds
Include when received, 2.5% on amount, annual Zakat date rules, and overpayment recovery vs new income.
Zakat on Social Security Benefits
Include when received, 2.5% on savings from benefits, retirement vs disability treatment, and need-based exemptions.
Zakat on Vehicle
Personal car exemption, business vehicle rules, rental cars, trading inventory, and Quran and Hadith evidence.
Zakat for Poor and Needy
Fakir and Miskin as Zakat recipients. Scholarly distinctions, verification methods, priority in distribution, and fiqh rulings.
Zakat for Debtors (Gharimin)
Who qualifies, which types of debt are covered, how to verify eligibility, and fiqh rulings from Quran and Hadith.
Zakat for Wayfarer (Ibn Sabil)
Modern applications including stranded students and refugees, who qualifies, how to verify need, and fiqh rulings.
Zakat for Converts (Muallafatul Qulub)
Who qualifies, modern applications for new Muslims, community harmony, and scholarly rulings.
Zakat for Zakat Collectors (Amileen)
Their rights, payment methods, ruling on administrative costs, and scholarly consensus from Quran and Hadith.
Zakat for Fisabilillah
Modern interpretations, supporting education and dawah, community projects, and scholarly rulings from Quran and Hadith.
Zakat Giving Priority
Ranking recipients, giving to family first, local vs global, and emergency vs ongoing needs.
Zakat vs Tax Deductions
IRS treatment, HMRC rules, claiming Zakat on taxes, and key considerations for Muslim taxpayers.
Zakat Through Organisations
Recipient verification, administrative fees, transparency, and selecting reputable charities based on Quran and Sunnah.
Zakat on Peer-to-Peer Lending
Recoverable principal calculation, repayment treatment, returns assessment, platform risk evaluation, and Islamic permissibility.
Zakat on Crowdfunding Investments
Equity, debt, reward, and donation models, valuation methods for illiquid assets, and Islamic compliance considerations.
Zakat on Royalties
Book royalties, patent royalties, music royalties, income vs asset approach, copyright valuation, and scholarly positions.
Zakat on Affiliate Marketing Income
Commission treatment, payment thresholds, business vs personal income, and calculation methods with examples.
Zakat on App Store Income
App sales revenue, in-app purchases, subscription income, platform fees, and business asset method.
Zakat on YouTube Creator Income
AdSense revenue, sponsorships, memberships, Super Chat, content permissibility, and payment thresholds.
Zakat on Prepaid Expenses
Insurance paid in advance, annual subscriptions, prepaid rent, service contracts, and refund eligibility.
Zakat on Deferred Revenue
Customer deposits, unearned income, advance payments, revenue recognition, and liability vs asset distinction.
Zakat on Inherited Business
Continuation vs liquidation, when Zakat starts, business assets valuation, multiple heirs treatment, and transition period rules.
Zakat on Company Buyouts
Lump sum payment treatment, equity sale proceeds, earnouts, installments, capital gains, and calculation methods.
Zakat on Airline Miles and Reward Points
Convertible points, cash value, credit card rewards, and Quran and Hadith evidence for loyalty programs.
Zakat on LISA UK
UK Lifetime ISA government bonus treatment, withdrawal scenarios, UK nisab calculation, and Islamic permissibility considerations.
Zakat on Rental Equipment Business
Rental fleet exemption, trading inventory zakatability, security deposit treatment, and rental income calculation.
Zakat on Contingent Liabilities
Potential lawsuit treatment, warranty obligations, possible claims, probability assessment, and deductibility rules.
Livestock and Agriculture
Camels, cattle, crops, honey, and modern farming.
Zakat on Camels
Prophetic schedule, 5 camel nisab, age-specific requirements, calculation examples, and authentic Sahih Hadith evidence.
Zakat on Cattle and Cows
30 cow nisab, tabi and musinnah age requirements, Prophetic schedule, calculation examples, and authentic Hadith evidence.
Zakat on Livestock
Camels, cattle, and sheep rules, Prophetic thresholds, comparison tables, calculation examples, and authentic Hadith evidence.
Zakat on Buffalo
30 animal nisab, same as cattle rules, age adaptations for slower maturation, and mixed herds with cows.
Zakat on Sheep
40 sheep nisab, 1 sheep per 40 rule, goats included, Prophetic schedule, calculation examples, and authentic Hadith evidence.
Zakat on Agricultural Produce
5% and 10% rates based on irrigation, 653kg nisab threshold, harvest-time obligation, crop classifications, and authentic evidence.
Zakat on Treasures (Rikaz)
20% immediate rate with no minimum threshold, definition of pre-Islamic buried wealth, mineral discoveries, and authentic evidence.
Zakat on Poultry and Fish Farming
2.5% trade goods method vs livestock rules, business inventory calculation, net worth approach, and scholarly positions.
Zakat on Horses and Working Animals
Personal use exempt, commercial breeding 2.5% trade goods, racing horses scholarly positions, and classical vs modern applications.
Zakat on Honey Production
10% natural vs 5% cultivated rates, classical Ushr-like treatment, business inventory 2.5%, and scholarly positions with evidence.
Zakat on Fruits and Vegetables
5 to 10% Ushr rates, storable vs perishable differences, nisab 653kg, commercial farming, and home gardens exempt.
Zakat on Hydroponic Farming
Soilless agriculture, controlled environment, crop valuation, and Quran and Hadith evidence for modern Muslim farmers.
Zakat on Organic Farming
Premium pricing Zakat calculation, certification costs, nisab valuation, and Quran and Hadith evidence for organic farmers.
Zakat on Dairy Farming
Milk production income treatment, breeding stock livestock Zakat, dairy cattle classification, commercial vs traditional.
Zakat on Apiaries (Beehives)
Beehive treatment, honey production Zakat, commercial vs hobbyist operations, agricultural produce rates, and business income methodology.
Zakat on Fish Farms and Aquaculture
Fish stock treatment, commercial operations, business assets methodology, inventory valuation, and equipment exemption.
Zakat on Timber and Forestry
Long growth cycle treatment, standing timber valuation, harvesting methodology, and commercial forestry operations.
Ready to calculate
You have everything you need right here
Live Nisab in your currency, a hawl tracker, a full calculator, and every ruling backed by Quran and authenticated Sahih Hadith. Pick the guide relevant to you and get a clear answer.
Guided paths
Find guides for your situation
Five curated reading paths based on the most common visitor profiles. Pick the one closest to you.
New to Zakat
Start here. Five guides that cover everything you need for your first calculation.
Investor
Stocks, crypto, ETFs, and pension. Here is what applies to a modern investment portfolio.
Business Owner
Inventory, salary from your own company, receivables, and debt. The full business picture.
Property Owner
Rental income, buy-to-let, and whether the property building itself is zakatable.
Expat or Immigrant
Multiple currencies, overseas assets, and country-specific salary treatment.
By life situation
Guides by life event
Financial life does not fit neatly into asset categories. Here are the guides organised around what actually happens in people's lives.
Just got married
Starting a business
Approaching retirement
Received inheritance
Moved countries
Sending money abroad?
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Recently added
New guides in 2026
These guides cover topics that have become more relevant as financial products evolve. All backed by authenticated sources.
Zakat on Digital Wallets
PayPal, Venmo, Cash App, Wise multi-currency accounts, e-wallet cash calculation, and comprehensive examples.
Zakat on Mobile Money
M-Pesa, GCash, mobile wallets, e-money Zakat calculation, and Quran and Hadith evidence for digital currency.
Zakat on NFTs
Investment vs personal use classification, digital art, collectibles, gaming NFTs, metaverse land, and illiquid NFT valuation.
Zakat on Stablecoins
USDT, USDC, DAI, valuation at the $1 peg, algorithmic vs fiat-backed stablecoins, and interest-bearing stablecoin treatment.
Zakat on Staking Rewards
Ethereum staking, proof-of-stake earnings, locked vs unlocked rewards, auto-compounding, liquid staking, and DeFi protocols.
Zakat on DeFi Investments
Liquidity pools, yield farming, lending protocols, LP token valuation, impermanent loss, and locked rewards.
Zakat on Airdrops
When airdrops become zakatable, token valuation, locked vs unlocked tokens, NFT airdrops, and governance tokens.
Zakat on Crypto Earn Programs
Coinbase Earn, staking rewards, DeFi yield, airdrops, and Quran and Hadith evidence for crypto earnings.
Zakat on Peer-to-Peer Lending
Recoverable principal calculation, repayment treatment, returns assessment, platform risk evaluation, and Islamic permissibility.
Zakat on Crowdfunding Investments
Equity, debt, reward, and donation models, valuation methods for illiquid assets, and Islamic compliance considerations.
Zakat on YouTube Creator Income
AdSense revenue, sponsorships, memberships, Super Chat, content permissibility, and payment thresholds.
Zakat on Hydroponic Farming
Soilless agriculture, controlled environment, crop valuation, and Quran and Hadith evidence for modern Muslim farmers.
Madhhab reference
How the four schools differ on Zakat
Hanafi, Maliki, Shafi'i, and Hanbali positions on the 10 most commonly asked Zakat questions. All four madhabs are presented without declaring one mandatory. Follow your own school.
Historical reference
Nisab values by month
Useful for calculating missed years. Nisab fluctuates with gold and silver prices. These are approximate figures based on market prices for that period.
| Period | Gold GBP | Gold USD | Silver GBP | Silver USD |
|---|---|---|---|---|
| Feb 2026 | £6,890 | $8,720 | £465 | $590 |
| Jan 2026 | £6,750 | $8,540 | £455 | $575 |
| Dec 2025 | £6,680 | $8,450 | £450 | $570 |
| Nov 2025 | £6,520 | $8,250 | £440 | $555 |
| Oct 2025 | £6,400 | $8,100 | £430 | $544 |
| Sep 2025 | £6,300 | $7,970 | £425 | $538 |
| Aug 2025 | £6,100 | $7,720 | £415 | $525 |
| Jul 2025 | £5,990 | $7,580 | £405 | $512 |
| Jun 2025 | £5,820 | $7,360 | £393 | $497 |
| May 2025 | £5,700 | $7,210 | £385 | $487 |
| Apr 2025 | £5,580 | $7,060 | £376 | $476 |
| Mar 2025 | £5,400 | $6,830 | £364 | $461 |
| Feb 2025 | £5,250 | $6,640 | £354 | $448 |
| Jan 2025 | £5,100 | $6,450 | £344 | $435 |
| Dec 2024 | £5,000 | $6,325 | £337 | $427 |
| Nov 2024 | £4,900 | $6,200 | £330 | $418 |
| Oct 2024 | £4,780 | $6,050 | £322 | $408 |
| Sep 2024 | £4,620 | $5,845 | £311 | $394 |
| Aug 2024 | £4,450 | $5,630 | £300 | $380 |
| Jul 2024 | £4,300 | $5,440 | £290 | $367 |
| Jun 2024 | £4,200 | $5,315 | £283 | $358 |
| May 2024 | £4,100 | $5,190 | £277 | $350 |
| Apr 2024 | £4,000 | $5,060 | £270 | $341 |
| Mar 2024 | £3,900 | $4,935 | £263 | $333 |
Based on 87.48g of gold and 612.36g of silver at approximate market prices for each period. For missed years, use the figure closest to your hawl date for that year.
Live threshold
What is the Nisab right now?
Nisab is the minimum wealth required before Zakat becomes due. It changes daily with gold and silver prices. Check the current figure in your currency before you calculate.
How we write
Scholarly methodology
Every guide in this knowledge base follows the same sourcing standards. Here is exactly what that means.
Quran and Sahih Hadith only
Primary sources are Quran and authenticated Sahih collections only. Sahih al-Bukhari, Sahih Muslim, Sunan Ibn Majah. No weak narrations are cited anywhere.
All scholarly positions presented
Where scholars differ, all authenticated positions are presented without declaring one mandatory. You follow your own school or trusted scholar.
Four madhabs referenced
Hanafi, Maliki, Shafi'i, and Hanbali positions are noted where they differ. The knowledge base is madhhab-neutral.
No sponsored rulings
No advertiser, charity, or financial institution pays to influence any ruling on this site. Positions reflect the authenticated scholarly tradition only.
Reviewed annually
Nisab figures are updated each year. New guides are added when new financial products create new Zakat questions. Last review was 2026.
Modern applications
Classical rulings are applied to modern financial products with care. Where no classical precedent exists, multiple contemporary scholarly views are presented.
Key terms
Zakat glossary
20 terms you will encounter in the guides. Click any term to expand the definition and jump to the related guide.
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Step by step
Recommended learning path
Follow this for the clearest route to a complete, confident Zakat calculation.
Learn Nisab
Understand the minimum threshold. Decide your approach, then use it consistently every year.
Read Nisab guide →Set your Zakat date
Hawl is one lunar year. Choose one date, calculate on it, and keep simple records for next year.
Read Hawl guide →Use the calculator
Calculate once on your Zakat date. Then read the asset guides for any specific assets or edge cases in your situation.
Open calculator →FAQ
Questions about this knowledge base
What people ask about the guides themselves.
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Everything you need is right here
Live Nisab in your currency, a hawl tracker, a full calculator, and the complete Islamic evidence behind every ruling. Every tool you need, built on Quran and Sahih Hadith only.
Editorial Standards & Accuracy
Sourced carefully • Human-edited • Updated regularly
This page is maintained by Zakat Finance. Content is compiled from primary Islamic sources (Qur’an and authentic Hadith collections) alongside established fiqh discussions on Zakat. We aim to keep explanations clear for modern assets (cash, gold, trade goods, salaries, investments, and business inventory) and update assumptions when key inputs change.
Sources & Updates
- Maintained by
- Zakat Finance
- Last updated
- February 2026
References include Qur’an and authentic Hadith collections (e.g., Sahih al-Bukhari, Sahih Muslim), plus established fiqh discussions on Zakat.
Important Notice
Educational resource only. Not a substitute for a formal fatwa or professional financial advice. For personal cases, consult a qualified local scholar.
Found something unclear or incorrect? Contact us and we’ll review it.