What is Nisab
Before any Zakat calculation makes sense, you need to know whether you actually owe Zakat at all. That is where nisab comes in. It is the minimum wealth threshold that triggers the obligation, and it has been fixed in gold and silver weights since the Prophet (peace be upon him) established it. Get above it and hold that wealth for a year, Zakat is due. Stay below it, nothing is owed. Simple in principle, but there are real questions worth answering: which standard do you use? Does your gold jewelry count? What about crypto or a pension you cannot touch yet?
The threshold itself never changes: 87.48 grams of gold or 612.36 grams of silver. What changes is what those weights are worth in your currency today, which is why nisab is not a fixed pound amount but a calculation you run against current precious metal prices. This guide covers everything: what the threshold is, how to calculate it now, which standard to follow, what assets count, and where the schools of thought actually differ.
Nisab is a dividing line, not just a number
Below nisab, you are potentially eligible to receive Zakat. At or above it for a full lunar year, you are obligated to give it. That same number does both jobs simultaneously, which is one of the elegant features of the system. It is Islam's objective measure of financial self-sufficiency, and it ensures Zakat obligations fall only on people with genuine capacity beyond their basic needs.
The reason nisab is pegged to gold and silver rather than a currency amount is deliberate. Currencies inflate, devalue, and change. Gold and silver have held purchasing power across civilisations for millennia. A Muslim in seventh-century Arabia and a Muslim in twenty-first-century Britain are both measuring against the same physical weights: 87.48 grams of gold or 612.36 grams of silver. The weights are permanent. Only their market value in your local currency changes, which is why you recalculate on your Zakat date each year rather than using a fixed figure.
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Core definition
The definitive nisab amounts
Exactly what the Prophet (peace be upon him) established and why.
Where these numbers come from
The two nisab thresholds come directly from authentic Hadith. For gold: 20 mithqals, an ancient Arabian unit equalling 87.48 grams. For silver: 200 dirhams, each weighing approximately 3.0618 grams, totalling 612.36 grams. These are not estimates, they are precise Prophetic specifications preserved across fourteen centuries with complete scholarly agreement on the weights.
The relevant Hadith: "There is no Zakat on less than five awaq of silver" (Sahih al-Bukhari 1405), where five awaq equals 200 dirhams (612.36g). Separately: "There is no Zakat on less than twenty mithqals of gold" establishing the 87.48g gold threshold. Both are in the highest grade of hadith authenticity.
The Two Nisab Standards
Gold Nisab
Silver Nisab
✓ Most scholars recommend using silver nisab (lower threshold) for modern Zakat calculation
Why two different amounts?
In the Prophet's time the gold-to-silver ratio was roughly 1:7, meaning both thresholds were close in purchasing power. Modern markets have pushed that ratio to around 1:80 or higher, which is why gold nisab today is ten times larger in pounds than silver nisab. Both weights are authentic. The divergence is a market reality, not a flaw, and it is exactly why contemporary scholars have debated which to apply to cash and modern assets.
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Currency:
Approximate 2026 values
Step 1: Choose your nisab standard
Current nisab being used: £465 (silver standard, approximate)
Step 2: Enter your zakatable assets
Cash & bank savings
All current accounts, savings accounts, cash at home
Stocks & investments
Shares, ETFs, bonds, mutual funds at current market value
Cryptocurrency
Bitcoin, ETH, stablecoins and other crypto at today's price
RSUs, ESPP & stock options
Vested RSU shares and ESPP shares held, at current market price
Gold & silver
Physical gold, silver, bullion, coins and bars at today's price
Gold jewelry (if applicable)
Hanafi: include all jewelry. Other schools: personal-use jewelry may be exempt.
Accessible pension savings
Only include if you can withdraw now or soon (e.g. age 59.5+ for 401k)
Money owed to you
Loans and receivables you realistically expect to recover this year
Step 3: Immediate debts to deduct (optional)
Only include debts due within the next 12 months: credit cards, personal loans, bills. Do not include mortgages here (scholars differ on this).
Practical application
Gold nisab versus silver nisab: Which to use?
Scholarly guidance on choosing your nisab standard.
The contemporary scholarly recommendation
The majority of contemporary Islamic scholars recommend using silver nisab for cash and modern financial wealth. The reasoning is practical: silver nisab's lower threshold (around £300-400) brings more Muslims into the Zakat system as payers, which increases the total funds available for the poor. Using gold nisab would exempt many middle-income Muslims entirely, reducing the reach of one of Islam's core wealth redistribution mechanisms.
Major contemporary bodies including the European Council for Fatwa and Research and the Islamic Fiqh Academy lean toward silver. Their reasoning: when two valid options exist, choose the one that creates greater benefit for the needy. That said, following gold nisab is not wrong, it is a valid Prophetic threshold and some scholars prefer it, particularly for situations where they feel silver's very low value no longer meaningfully reflects real-world wealth.
Arguments for Silver Nisab
- •Lower threshold increases Zakat payers, benefiting more poor recipients
- •Mainstream recommendation from contemporary scholars and councils
- •More inclusive: captures middle-income Muslims who would be exempt under gold
- •Applies the precautionary principle: fulfilling obligation is safer than avoiding it
- •Accessible threshold makes this pillar of Islam achievable for more people
Arguments for Gold Nisab
- •Gold value is far more stable than silver in modern markets
- •Higher threshold avoids burdening those with modest but real financial pressure
- •Some classical scholars treated gold as the more reliable standard
- •May better reflect genuine financial capacity in high cost-of-living economies
- •Still a fully valid Prophetic threshold; not a lesser option
The consistency rule
Whichever standard you choose, stick with it. Do not switch between gold and silver year on year based on which produces a lower Zakat bill. Both are valid. Neither should be used as a loophole. Pick one, use it consistently, and recalculate using current prices on your Zakat date each year.
Live Thresholds
Current Nisab Values
Real-time market prices for 87.48g of Gold and 612.36g of Silver. Updates every 12 hours.
Check your obligation
Calculate if your wealth meets nisab
Use our calculator with live nisab values to get an accurate answer.
Calculate Your Zakat →How to calculate
Calculating nisab in your local currency
Step by step method for determining current nisab value.
The weight never changes. The currency value does. To find nisab in pounds (or any currency), take the current spot price per gram and multiply:
AuGold Nisab
Example (gold at £45/g):
87.48 × £45 = £3,936.60
AgSilver Nisab (Recommended)
Example (silver at £0.58/g):
612.36 × £0.58 = £355.17
Nisab applies to combined total wealth, not each asset separately
You do not need £355 in cash AND £355 in stocks AND £355 in gold. You add up all your zakatable assets first, then compare the single total to nisab. Small amounts across several asset types can easily cross the threshold together even if none of them would alone.
Asset inclusion
What wealth counts toward nisab
Which assets to include and which to leave out.
✓ Include
- •
Cash and bank savings
All current accounts, savings, cash at home
- •
Gold and silver
Investment bullion, coins, bars held as investment
- •
Stocks and investments
Shares, ETFs, bonds, mutual funds
- •
Business inventory
Merchandise and goods held for sale
- •
Money owed to you
Loans you expect to recover this year
- •
Pension funds (debated)
Accessible pension savings per some scholars
✗ Exclude
- •
Primary residence
The home you live in, regardless of value
- •
Personal vehicles
Cars used for personal transport
- •
Household items
Furniture, appliances, personal belongings
- •
Personal clothing
Clothing worn for personal use
- •
Tools of trade
Equipment you need to earn your livelihood
- •
Basic necessities
Items essential for survival and daily living
Deducting debts
Most scholars allow deducting immediate debts (those due within the year) from your zakatable wealth before comparing to nisab. Credit cards, personal loans, bills due shortly: subtract these first. If the remainder still clears nisab, Zakat is due on that remainder.
Long-term mortgage debt is more debated. Some scholars do not allow deducting it because the home itself is not a zakatable asset. Others allow a portion. For mortgage treatment specifically, consult a scholar from your school of thought.
Most debated question
Does gold jewelry count toward nisab?
The Hanafi position differs from all other schools on this, and it matters practically.
This is probably the single most practically impactful nisab question for Muslim women. Depending on which school you follow, your gold jewelry either counts toward nisab (and triggers Zakat on itself) or is entirely exempt as personal-use property.
Hanafi School
Counts (and is zakatable)All gold and silver jewelry counts toward nisab and is subject to Zakat at 2.5%, regardless of whether it is worn regularly for personal use. This is the most commonly followed ruling in South Asia and Turkey. A woman with 100g of gold jewelry above nisab owes Zakat on its full market value.
Maliki School
Personal-use jewelry is exemptGold and silver jewelry worn for personal use is exempt from Zakat and does not count toward nisab assessment. Investment gold does count. The distinction is intent and use: jewelry worn as adornment is not considered invested wealth.
Shafi'i School
Personal-use jewelry is exemptPersonal-use jewelry is exempt from Zakat and does not contribute to nisab. If jewelry is held primarily as an investment or stored rather than worn, it may be treated differently. Routine personal adornment jewelry falls outside the Zakat framework.
Hanbali School
Personal-use jewelry is exemptThe dominant Hanbali position exempts jewelry used for personal adornment. However, there is an internal scholarly minority view within the Hanbali school that agrees with the Hanafi position. Ibn Taymiyyah, famously associated with the Hanbali tradition, argued all gold and silver jewelry is zakatable.
What this means practically
If you follow the Hanafi school (most South Asian and Turkish Muslims), include all gold and silver jewelry in your nisab calculation and pay 2.5% Zakat on its market value if you exceed the threshold. If you follow Maliki, Shafi'i, or the mainstream Hanbali position, personal-use jewelry is excluded entirely. If you are uncertain, the Hanafi position is the more cautious option.
Modern wealth
Nisab for specific asset types
Crypto, pensions, rental property, business equity, what actually counts and how.
Cryptocurrency
ZakatableContemporary scholars broadly agree that cryptocurrency held as an investment is zakatable. Include its market value in GBP (or your local currency) on your Zakat date in your total zakatable wealth. If the total clears nisab, Zakat is due at 2.5%. Crypto held speculatively for resale is treated like trading inventory. Stablecoins count as cash equivalents. The key question is market value on your Zakat date, not what you paid for it.
Pension savings
DebatedThis depends on whether you can access the funds now. Defined contribution pensions where you control the investment and can access funds (after a certain age or in some schemes immediately): many scholars include the accessible portion. Final salary or workplace pensions where you have no current access and no lump sum: most scholars say Zakat is not yet due, as you do not possess the wealth in a meaningful sense. When you start drawing the pension, Zakat becomes due on amounts received. If in doubt, pay Zakat on what you can access and seek a scholar's opinion on the locked portion.
Rental property
Partially zakatableThe property itself is generally not zakatable if held as a long-term investment (not for quick resale). However, rental income you have received and held in cash is zakatable. If you receive £1,000/month rent and have £3,000 of it sitting in your account on your Zakat date, that cash counts toward nisab and Zakat. Property held specifically as trading stock (bought to sell within the year) is zakatable on its market value, similar to business inventory.
Business equity and assets
Zakatable (trade assets)Business inventory (goods held for sale), cash in business accounts, and receivables (money owed to the business) are zakatable. Fixed business assets like machinery, vehicles, office equipment, and property used in the business are not zakatable. For a simple calculation: add up cash, stock, and debtors then subtract short-term creditors. Compare the net to nisab. If above nisab for a year, 2.5% is due.
SIPP, ISA, and investment accounts
ZakatableStocks and shares ISAs, self-invested personal pensions (if accessible), and general investment accounts all count. The zakatable portion depends on what the fund holds: for equity-based funds, most scholars apply Zakat to a calculated share of the fund's zakatable underlying assets, or use 25% of the total value as a simplified estimate for mixed funds. Cash held within ISAs counts at full value.
Agricultural produce and livestock
Separate nisab rulesAgricultural products and livestock have their own separate nisab thresholds established by the Prophet (peace be upon him) and do not use the gold/silver nisab. Livestock nisab: 5 camels, 30 cattle, or 40 sheep/goats. Agricultural nisab: 5 awsuq (approximately 653kg) of produce. These are distinct Zakat categories with different calculation rules entirely. This guide focuses on financial/monetary nisab.
Nisab's companion condition
Hawl: the one-year holding requirement
You cannot understand nisab without understanding hawl. The two conditions work together.
Nisab alone is not enough to trigger Zakat. Your wealth must also have remained at or above nisab for one complete lunar year (hawl). Both conditions must be met: above nisab AND held for a year.
How hawl works in practice
Your Zakat year starts on the date your wealth first reaches nisab. Mark that date. One lunar year later (354 days roughly), check if your wealth is still at or above nisab. If yes, calculate and pay 2.5% Zakat on your total zakatable wealth at that point. Then the next year begins from that same date.
Many Muslims simplify this by fixing their Zakat date to Ramadan. This is perfectly acceptable as long as you picked a date consistently and your wealth was above nisab when you started using that date.
What if wealth dips below nisab mid-year then recovers?
The majority position (Hanafi, Shafi'i, Hanbali): if wealth drops below nisab at any point during the year, the hawl clock resets. A new year starts when wealth climbs back above nisab. The Maliki school is more lenient and does not reset the clock for temporary dips, as long as nisab is met at the start and end of the year.
Does salary or new income reset the clock?
No. Salaried income added during the year joins your existing zakatable wealth and gets assessed on your established Zakat date. You do not need to track a separate hawl for each income deposit. The key date is when your total wealth first hit nisab, not every subsequent addition.
What about wealth acquired mid-year (inheritance, gift)?
It joins your existing pool and gets assessed on your regular Zakat date. If you had no Zakat date previously and this new wealth puts you above nisab for the first time, your new hawl starts from that date.
Do agricultural and trade goods have the same hawl?
Agricultural produce has no hawl at all, Zakat is due at harvest. Business trade inventory does have hawl, running alongside the owner's personal Zakat year. Livestock follows hawl. The hawl requirement above applies specifically to monetary/financial wealth.
Timing & Obligation
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Input your last payment date to see how much of your Lunar Year (Hawl) has passed.
The Hawl is the completion of one lunar year of ownership.
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Madhab breakdown
Where the four schools agree and differ on nisab
The weights are agreed. Everything else has nuance.
Every school agrees: 87.48g gold and 612.36g silver. No dispute there across fourteen centuries. What they differ on is how to apply these thresholds to modern wealth forms, debt deduction, jewelry, and mixed assets.
Topic
Hanafi
Maliki
Shafi'i
Hanbali
Gold jewelry
ZakatableExemptExemptExempt (majority)
Gold jewelry
Hanafi:ZakatableMaliki:ExemptShafi'i:ExemptHanbali:Exempt (majority)
All jewelry counts; 2.5% due on full value
Personal-use adornment jewelry is excluded
Jewelry worn for personal use is not zakatable
Dominant view exempts personal jewelry; minority disagrees
Hanafi: All jewelry counts; 2.5% due on full value
Maliki: Personal-use adornment jewelry is excluded
Shafi'i: Jewelry worn for personal use is not zakatable
Hanbali: Dominant view exempts personal jewelry; minority disagrees
Debt deduction
AllowedAllowedNot allowedAllowed
Debt deduction
Hanafi:AllowedMaliki:AllowedShafi'i:Not allowedHanbali:Allowed
Immediate debts deducted before nisab comparison
Debts reduce zakatable wealth; net compared to nisab
Debts generally do not reduce zakatable wealth
Immediate debts deducted; long-term debt debated
Hanafi: Immediate debts deducted before nisab comparison
Maliki: Debts reduce zakatable wealth; net compared to nisab
Shafi'i: Debts generally do not reduce zakatable wealth
Hanbali: Immediate debts deducted; long-term debt debated
Gold vs silver standard
Silver preferredBoth validBoth validBoth valid
Gold vs silver standard
Hanafi:Silver preferredMaliki:Both validShafi'i:Both validHanbali:Both valid
Silver nisab more commonly applied to cash wealth
Use whichever is most beneficial for the poor
No strong preference; both Prophetic thresholds accepted
Choose consistently; silver often preferred for modern wealth
Hanafi: Silver nisab more commonly applied to cash wealth
Maliki: Use whichever is most beneficial for the poor
Shafi'i: No strong preference; both Prophetic thresholds accepted
Hanbali: Choose consistently; silver often preferred for modern wealth
Mid-year dip below nisab
Resets hawlNo resetResets hawlResets hawl
Mid-year dip below nisab
Hanafi:Resets hawlMaliki:No resetShafi'i:Resets hawlHanbali:Resets hawl
Any dip below nisab resets the one-year clock
Temporary dips tolerated; start and end matter most
Continuity required; dip below nisab breaks the year
Majority position requires continuous nisab throughout year
Hanafi: Any dip below nisab resets the one-year clock
Maliki: Temporary dips tolerated; start and end matter most
Shafi'i: Continuity required; dip below nisab breaks the year
Hanbali: Majority position requires continuous nisab throughout year
Business inventory
ZakatableZakatableZakatableZakatable
Business inventory
Hanafi:ZakatableMaliki:ZakatableShafi'i:ZakatableHanbali:Zakatable
Trade goods at market value on Zakat date
Inventory valued at cost or market; scholars differ
Trade inventory at market value, separate hawl possible
Trade assets zakatable; fixed business assets excluded
Hanafi: Trade goods at market value on Zakat date
Maliki: Inventory valued at cost or market; scholars differ
Shafi'i: Trade inventory at market value, separate hawl possible
Hanbali: Trade assets zakatable; fixed business assets excluded
Combining gold and silver for nisab
CombineCombineDebatedCombine
Combining gold and silver for nisab
Hanafi:CombineMaliki:CombineShafi'i:DebatedHanbali:Combine
Gold and silver wealth combined to reach nisab together
All zakatable assets combined for nisab assessment
Classical Shafi'i position is stricter on combining; some allow it
Total zakatable wealth assessed against nisab collectively
Hanafi: Gold and silver wealth combined to reach nisab together
Maliki: All zakatable assets combined for nisab assessment
Shafi'i: Classical Shafi'i position is stricter on combining; some allow it
Hanbali: Total zakatable wealth assessed against nisab collectively
Bottom line: The big divide is jewelry (Hanafi vs everyone else) and debt deduction (Shafi'i vs the other three). For cash savings, stocks, and business assets, all four schools are broadly aligned. If you are unsure which school to follow for a specific edge case, consult a scholar from your tradition.
Complete assessment
Compare your wealth to current nisab
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Nisab in different scenarios
Complete examples showing how nisab assessment works in practice.
Person just meeting silver nisab
Situation: Ahmed has £3,500 in savings. Silver price is £0.58/g.
Nisab: 612.36 × £0.58 = £355.17 silver nisab.
Comparison: £3,500 exceeds £355.17 by a wide margin. Assuming he has held this amount for a full lunar year, Zakat is due.
Zakat: £3,500 × 2.5% = £87.50.
Key point: The relatively low silver nisab means even modest savings trigger the obligation. This is by design.
Between silver and gold nisab
Situation: Fatima has £2,000 in total zakatable wealth. Gold: £45/g. Silver: £0.60/g.
Silver nisab: 612.36 × £0.60 = £367.42. Fatima is above this.
Gold nisab: 87.48 × £45 = £3,936.60. Fatima is below this.
Which to use? Following mainstream scholarly guidance: silver. Fatima owes Zakat.
Zakat: £2,000 × 2.5% = £50.
Debts reducing wealth below nisab
Situation: Yusuf has £8,000 savings but owes £7,500 in immediate debts. Silver nisab is £380.
Net wealth (most scholars): £8,000 − £7,500 = £500.
Nisab comparison: £500 exceeds £380 so Zakat is still due, but only on the net £500.
Zakat: £500 × 2.5% = £12.50.
If debts were £7,800: Net would be £200, below nisab. No Zakat due.
Mixed assets meeting nisab collectively
Situation: Maryam has £1,200 cash, £800 in stocks, 30g investment gold (£1,350 at £45/g). Silver nisab: £370.
Total zakatable wealth: £1,200 + £800 + £1,350 = £3,350.
Comparison: £3,350 far exceeds £370. Zakat is due.
Zakat: £3,350 × 2.5% = £83.75.
Key point: No individual asset alone needs to clear nisab. The total does.
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Islamic evidence
Quran and Sahih Hadith on nisab
Authentic textual sources establishing the nisab threshold.
Quran
Give from what you possess
Quran 2:267
Allah commands giving from good things acquired. The Quranic principle of Zakat on possessed wealth provides the foundation for nisab as the minimum threshold below which no obligation exists.
Quran
In their wealth is a determined right
Quran 51:19
Allah establishes determined rights in wealth for the poor and needy, but only from those who have sufficient wealth to give. The nisab threshold defines who has that capacity.
Quran
Those who hoard gold and silver
Quran 9:34
Allah warns about hoarding gold and silver without paying their due. This verse connects to nisab by establishing gold and silver as the primary wealth measures for Zakat obligation.
Quran
Not causing hardship in religion
Quran 2:286
Allah does not burden souls beyond capacity. The nisab threshold embodies this principle by exempting those with insufficient means, ensuring obligation falls only on those financially capable.
Hadith
No Zakat on less than five awaq of silver
Sahih al-Bukhari 1405
The Prophet (peace be upon him) established no Zakat is due on less than five awaq, equivalent to 200 dirhams or 612.36 grams of silver. This definitively sets the silver nisab threshold.
Hadith
No Zakat on less than twenty mithqals of gold
Sunan Abu Dawud 1573
The Prophet (peace be upon him) specified no Zakat on gold below twenty mithqals (87.48 grams). This authentic hadith establishes the gold nisab standard maintained for fourteen centuries.
Hadith
No share for the rich or able
Sunan Abu Dawud 1633
The Prophet said Zakat has no share for the rich or strong who can earn. This supports the nisab concept: only those with sufficient wealth pay Zakat; those below threshold may receive it.
Hadith
Zakat on possessed wealth
Sahih Muslim 987
Hadith consistently establish Zakat on wealth possessed above nisab for one year. The Prophetic teaching references minimum thresholds as the dividing line for Zakat obligation.
FAQ
Frequently asked questions about nisab
Direct answers to common questions.
What is nisab in simple terms?▾
Nisab is the minimum wealth you need to hold before Zakat becomes obligatory. Think of it as the entry point. Below it, no Zakat is due. At or above it for one full lunar year, 2.5% of your zakatable wealth goes to Zakat. The amounts are 87.48 grams of gold or 612.36 grams of silver, whichever standard you follow.
What is the nisab amount for 2025?▾
It changes with precious metal prices. Using silver (the mainstream recommendation), nisab is roughly £300-400 depending on the silver spot price on your Zakat date. Using gold, it is roughly £3,600-4,000. Check current prices on the day you calculate, not a general estimate.
Should I use gold nisab or silver nisab?▾
Most contemporary scholars recommend silver because the lower threshold means more Muslims participate in Zakat, which benefits the poor. Silver nisab sits around £300-400 while gold nisab is closer to £3,600-4,000. Unless you have a specific reason to follow gold, silver is the mainstream recommendation.
How do you calculate nisab?▾
Take the current spot price for gold or silver per gram, then multiply by the nisab weight. Silver: 612.36g × current silver price per gram. Gold: 87.48g × current gold price per gram. Use reliable commodity price sites like Kitco or BullionVault and check the price on your actual Zakat date.
What wealth counts toward nisab?▾
Cash savings, gold and silver, stocks and investments, business inventory held for sale, and money others owe you that you expect to recover. Your primary home, personal car, household furniture, and tools you need for work do not count. Add up everything zakatable and compare that total to nisab.
Do you pay Zakat if you are exactly at nisab?▾
Yes. The threshold is inclusive, so exactly at nisab triggers the obligation just as being above it does. The condition is reaching nisab and holding it for a full lunar year.
What if my wealth fluctuates around nisab during the year?▾
The majority position looks at the start and end of your Zakat year. If you were at or above nisab when your year began and you are still at or above it at the end, Zakat is due even if wealth dipped in between. If you drop below nisab and recover, most scholars restart the one-year clock from when you crossed back above.
Why are gold and silver nisab amounts different in value?▾
At the time of the Prophet (peace be upon him) the gold to silver ratio was roughly 1:7, so the two thresholds were close in value. Today that ratio is around 1:80 or higher, which is why gold nisab (£3,600+) and silver nisab (£300-400) are so far apart. Both weights are authentic Prophetic specifications; the gap is purely a market reality.
Can nisab be calculated in local currency?▾
Yes. The weights themselves never change, but their value in pounds, dollars, or any currency shifts daily with the market. Take today's gold or silver price in your currency, multiply by the relevant weight, and that is your nisab in local currency for that day.
What is the origin of the nisab amounts?▾
They come directly from authentic Hadith. The Prophet (peace be upon him) specified 20 mithqals of gold (87.48g) and 200 dirhams of silver (612.36g) as the thresholds. These have been preserved with complete scholarly consensus across all four schools for fourteen centuries.
Quick reference
Nisab values at different precious metal prices
How nisab shifts with the market.
| Gold Price/g | Gold Nisab (87.48g) | Silver Price/g | Silver Nisab (612.36g) |
|---|---|---|---|
| £40 | £3,499.20 | £0.50 | £306.18 |
| £42 | £3,674.16 | £0.55 | £336.80 |
| £44 | £3,849.12 | £0.60 | £367.42 |
| £46 | £4,024.08 | £0.65 | £398.03 |
| £48 | £4,199.04 | £0.70 | £428.65 |
Check current precious metal prices on your Zakat date for accurate nisab.
Determine your Zakat obligation
Check if your wealth meets nisab threshold
You now know the threshold (87.48g gold or 612.36g silver), which standard to use, what assets count, how jewelry is treated by each school, and when hawl kicks in. The next step is running the actual numbers against your wealth.
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Disclaimer: This guide provides educational information about nisab based on authentic Hadith and scholarly consensus. The nisab weights (87.48g gold, 612.36g silver) are universally agreed upon. Applications to specific modern wealth types, debt treatment, and jewelry may involve scholarly differences. Consult a qualified Islamic scholar for guidance on your specific situation.
Editorial Standards & Accuracy
Sourced carefully • Human-edited • Updated regularly
This page is maintained by Zakat Finance. Content is compiled from primary Islamic sources (Qur’an and authentic Hadith collections) alongside established fiqh discussions on Zakat. We aim to keep explanations clear for modern assets (cash, gold, trade goods, salaries, investments, and business inventory) and update assumptions when key inputs change.
Sources & Updates
- Maintained by
- Zakat Finance
- Last updated
- February 2026
References include Qur’an and authentic Hadith collections (e.g., Sahih al-Bukhari, Sahih Muslim), plus established fiqh discussions on Zakat.
Important Notice
Educational resource only. Not a substitute for a formal fatwa or professional financial advice. For personal cases, consult a qualified local scholar.
Found something unclear or incorrect? Contact us and we’ll review it.